Do you need a Gas Safety Certificate for a cooker? You're not legally required to have a Gas Safety Record. You should still get all your gas appliances checked and serviced every year by a Gas Safe registered engineer. Is a Gas Safety Certificate the same as a service? Whereas a gas safety check will ensure that the appliance is running safely, a boiler service involves checking the individual boiler parts to make sure they're clean and working efficiently. A service involves taking off the front cover of the boiler and inspecting and cleaning the parts inside. Do you need...

Can you lose money on fixed income? Bonds are often touted as less risky than stocks -- and for the most part, they are -- but that does not mean you cannot lose money owning bonds. Bond prices decline when interest rates rise, when the issuer experiences a negative credit event, or as market liquidity dries up. Is fixed income worth it? Because fixed income typically carries less risk, these assets can be a good choice for investors who have less time to recoup losses. However, you should be mindful of inflation risk, which can cause your investments to lose...