What credit score do you need for Ford financing?

What do you need to qualify for Ford Credit? Applicants with a credit score of at least 650 and up to 850 may be eligible for Ford Credit. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Ford Credit does not have or does not disclose a minimum annual income eligibility requirement.

How do I talk to someone at Ford Credit?

(800) 392-3673

Chat SYNC & Service.
Social Assist.
Phone.

Does Ford Credit have a grace period?

Ford Credit builds a 10-day grace period into its finance contracts, Woods said. The borrower gets full credit for payments made up to 10 days past the due date. Simple interest will be charged on payments after the grace period.

How long does it take to get approved for Ford Credit?

around 10-15 minutes
Credit Application Applying for credit online is convenient and secure. The process usually takes around 10-15 minutes and you can expect to receive a response right away.

Is Ford financing hard to get?

It’s possible to get a Ford 0% APR financing deal, but these do typically require great credit. There are plenty of other financing options, including a first-time buyer program if you have no credit. You may not even need to finance through Ford Credit to qualify for some of its extensive rebates and incentives.

Which credit reference agency does Ford Credit use?

Do you carry out a credit search? Yes, we will search your record at Experian Limited and they will keep details of our search.

What Bureau does Ford Motor Credit use?

Experian or TransUnion are the primary bureaus that will be pulled most often, but we have access to all 3.

Is Ford Credit part of Absa?

Absa has a joint venture with automaker Ford SA’s financing solutions arm, Ford Credit. Through the partnership, the bank offers credit solutions to customers buying Ford vehicles.

Can you pay off Ford Credit loan early?

No, Car loans, especially through Ford Motor Credit are Simple Interest loans. Meaning there is no prepayment penalty, and no minimum amount of time required to maintain the loan in good standing.