Does Aflac pay you directly?

Aflac pays cash benefits directly to you (unless otherwise assigned), so you can use the cash for anything you want. And since we can process your claim quickly, Aflac helps give you the peace of mind knowing you can spend more time recovering and less time worrying about bills.

How long does it take to get a claim check from Aflac?

Aflac Aflac cannot process claims until they have the employee’s statement, physician’s statement, employer statement and the authorization page. Claims approval process takes 5 days to process and pay out claims.

How long can you collect Aflac?

The participant can select from an option of benefit periods ranging from 3, 6, 12, or 24 months. Monthly benefit amounts can range from $500-$5,000.00 (subject to income requirements). Premiums are calculated using the participant’s age, monthly benefit period and selected benefit amount.

How much does Aflac pay for being out of work?

Partial Disability – The Partial Disability Benefit helps you transition back into full-time work after suffering a disability. If, after being Totally Disabled, you remain partially disabled and only able to work 4 hours per day, this plan will pay you 50% of your selected monthly benefit for up to 3 months.

Where does Aflac mail their checks from?

Columbia, SC
If not set up, Aflac will mail a check to you from their Columbia, SC location upon claim payout. – “Policy Number” on your claim form is not needed as long as you have either your DOB or SSN on the claim form.

Does Aflac cover emergency room visits?

HOSPITAL EMERGENCY ROOM BENEFIT: Aflac will pay $100 when a Covered Person receives treatment for a covered Sickness or Injury in a Hospital Emergency Room, including triage, and a charge is incurred for such treatment. This benefit is payable twice per Calendar Year, per Covered Person.

How much does Aflac payout for short term disability?

Monthly Benefit: $400–$6,000 (subject to income requirements) • Total Disability Benefit Periods: 6, 12, 18, or 24 months • Partial Disability Benefit Period: 3 months • Elimination Periods (Injury/Sickness): 0/7, 0/14, 7/7, 7/14, 14/14, 0/30, 30/30, 60/60, 90/90, 180/180 • Optional rider available for on-the-job …

Is Aflac a good value?

Aflac has an A+ rating from A.M. Best, a credit rating agency for the insurance industry. Aflac also sells some of its supplemental insurance products directly to individuals.

What is considered an accident with Aflac?

Accidental-Death must occur as a result of an Accidental Injury sustained in a covered accident and must occur within 90 days of such accident. Aflac will pay an additional 25 percent of the Accidental-Death Benefit when two or more Accidental-Deaths occur in the same covered accident.

What does Aflac not pay for?

Aflac will not pay benefits for a disability that is caused by or occurs as a result of your: Pregnancy or childbirth within the first ten months of the Effective Date of coverage (Complications of Pregnancy will be covered to the same extent as a Sickness); Using any drug, narcotic,…

Can I receive workers comp and Aflac at the same time?

You can receive both. You paid for AFLAC, your employer paid for workers compensation. The only problem I foresee is if your AFLAC contract states it doesn’t pay if the disability is caused by an on the job accident. Do not sign anything that states you weren’t hurt at work. You really need to speak with an attorney.

How do I get a copy of my Aflac disability certificate?

This information can be accessed at myaflac.com. Group insureds can visit aflacgroupinsurance.com or call customer service at 1-800-433-3036 to request a copy of their certificate. In case if you are unable to work and not in the hospital, but in isolation at home. Aflac short-term disability plan pay benefits

How many times can you have dental treatment with Aflac?

This benefit is payable for one treatment per day for up to a maximum of three treatments per Calendar Year, per policy. Dental Wellness Benefit Aflac will pay $75 per visit to you or any covered person for any one treatment listed below. This benefit is payable once per visit, regardless of the number of treatments received.