What is affinity banking?

At Affinity, you can expect a different kind of banking relationship. We offer comprehensive services including checking and savings accounts, online and mobile banking, business solutions, mortgage, home equity and auto loans, credit cards and more.

Who owns Affinity credit union?

John Fenton
By John Fenton, President & CEO, Affinity Federal Credit Union. For nearly 70 years, International Credit Union Day (ICU) Day® has been celebrated globally on the third Thursday of October. This year, it falls on October 20, 2016.

What does Affinity Plus do?

Earn Points, Easy. and Automatically. Affinity Plus members are automatically enrolled in our rewards program. Earn points for doing everyday things like using your debit card, and redeem them for travel, gift cards and more.

Does Affinity Bank have Zelle?

You can send, request, or receive money with Zelle®. To get started, log into Affinity’s mobile app and select “Send Money with Zelle®”. The money will be sent directly into your Affinity account, typically within minutes1.

Is Affinity credit Union FDIC insured?

Affinity Plus is federally insured by the NCUA, and your deposits with us are insured to at least $250,000. Like at a traditional bank, your deposits with Affinity Plus federal Credit Union accounts are federally insured up to $250,000 per member-owner. The main difference is just who insures them.

How long has affinity credit union been around?

1935
History. Affinity was chartered in 1935 – today, we are the largest credit union headquartered in New Jersey.

Is Affinity a good bank?

Great alternative to traditional bank After being a member for over 15 years, I can say with confidence that Affinity is a fantastic financial institution. The interest rates leave something to be desired, but that is the case with most credit unions versus banks.

Why are credit unions better than banks?

Credit unions typically offer lower fees, higher savings rates, and a more hands-and personalized approach to customer service to their members. In addition, credit unions may offer lower interest rates on loans. And, it may be easier to obtain a loan with a credit union than a larger impersonal bank.

How much can I withdraw from Affinity Plus ATM?

ATM use is subject to a transaction withdrawal limit of $5,000.00 or 15 withdrawals per 24-hour period. There may be other limitations on the types, frequency, and timing of cash withdrawals established by us from time to time, without notice, for security purposes.

Can you deposit cash at an ATM affinity?

Deposit checks and cash, withdraw funds and save time. Your Affinity Plus ATMs can help you do all of this and more!

What does affinity banking mean?

affinity card. Credit card promoted by an association, club, college, or other organization, under an arrangement with an issuing bank. The issuing bank usually pays a percentage of net interest income to the promoter as commission, or provides some other type of compensation.

What is the routing number for Affinity Bank?

Affinity Bank’s routing number (the leftmost number on the bottom of a check) is 61020197.

What is affinity cellular service?

Affinity Cellular accomplishes this wide coverage by providing service through the cellular networks of Verizon Wireless. Like many low-cost cellular providers, Affinity Cellular is considered a mobile virtual network operator. This means that the company does not own a cellular network itself,…